By Julie Jason, originally posted on Forbes.com:
Looking for love over 50? You are not alone. Online dating sites such as SilverSingles.com are seeing increases in users and activity. But beware: Your “perfect match” may just be a fraudster who would love to target you with a romance scam. According to the Federal Trade Commission (FTC), “reports of romance scams are growing, and costing people a lot of cash.”
“The number of romance scams people report to the FTC has nearly tripled since 2015. Even more, the total amount of money people reported losing in 2019 is six times higher than it was five years ago – from $33 million lost to romance scammers in 2015 to $201 million in 2019,” the FTC said.
Who Is Using These Sites?
Since the pandemic began in March 2020, SilverSingles.com (a Spark Networks brand for 50+ singles) saw a “21% increase in average daily active users, and the average number of daily messages being sent has increased by a huge 50%,” according to Sophie Watson, senior public relations manager for Spark Networks Services.
In contrast, EliteSingles, a Spark Networks brand targeted at singles 30-45, has seen only a 5% increase in average daily active users; the average number of daily messages being sent has increased by 20%.
With increased popularity in online dating among older adults, romance scams, or “catfishing,” is an unfortunate growing trend.
What Is A Catfish?
According to Dictionary.com, the definition of catfish is a slang term meaning “a person who assumes a false identity or personality on the internet, especially on social media websites, as to deceive, manipulate, or swindle.”
According to the FTC, Romance Scams rank No. 6 among those Americans age 50-59 in the top 10 fraud subcategories. Overall, 12,292 people have reported attempts to establish a personal or romantic relationship in order to trick them into sending money so far in 2020.
Here’s How Catfishing Works
The Minnesota Attorney General’s Office shared this catfishing story:
“‘Maria’ signed up for an online dating service and was contacted by ‘Andrew,’ who claimed to be an American overseas on business in Australia. Maria and Andrew seemed to hit it off and began planning a road trip for that summer when Andrew would come back to the U.S. Andrew sent Maria a check for $5,000 to cover the cost of their trip, but then suddenly asked her to send $4,500 back to him because he needed money for rent after being laid off from his job. Maria deposited the check and sent the money, but was soon contacted by her bank, which told her the check was bad and she had to repay the $4,500. On top of losing her money, the fake ‘Andrew’ disappeared, and Maria never heard from him again.”
How To Protect Yourself
The Minnesota Attorney General’s Office offered these seven tips on how to protect yourself:
- “Be careful about sharing sensitive personal or financial information with someone you have not met in person.
- “Stay on the dating site—romance scammers ask their victims to use personal email or instant messaging to keep their schemes under law enforcement’s radar.
- “When using an online dating site, use a separate username and different email account to protect your privacy.
- “Be wary of ‘coincidental’ similarities as well as inconsistencies in an individual’s story. If things don’t add up, press for details, or ask a friend or family member for their perspective. Romance scammers know that emotions can skew judgment and count on affection and attention to thwart their victims’ judgment.
- “Wiring money is the same as sending cash—once the money is sent, it is generally lost for good.
- “If an online prospect claims to be a United States citizen living or working in another country and asks you for help or money, refer the prospect to the local U.S. Embassy or Consulate. If you want to send money, consider a U.S. Department of State Office of Overseas Citizens Services (OCS) Trust. An OCS Trust works like a wire transfer, but the embassy or consulate holds the money until the recipient picks it up—and provides proof of U.S. citizenship.
- “As a final effort, romance scammers may claim to still be ‘in love’ when they are found out by their victims. Don’t fall for it. Report scammers to the dating website so others won’t be drawn in.”
If you think you might be a victim of a romance scam, the Minnesota Attorney General’s Office has some good advice. First of all, be sure to cease all contact with the person in question. Go further by blocking phone numbers, IM accounts and email addresses. Keep copies of all communications and report your experience to the dating website, your local police, the FBI’s Internet Crime Complaint Center and the Federal Trade Commission’s Bureau of Consumer Protection (phone: 877-382-4357).
Tell Your Story
If you would like to share a story of how you or a family member has been affected by a romance scam, write to me at Forbes@juliejason.com.
To read Julie Jason's books, go to: https://juliejason.com/books/julies-books.