Upcoming Events

Charities and IRAs: Know Your QCDs (Qualified Charitable Distributions)

What do charities have to do with IRAs?  The unlikely connection is called a QCD which stands for a Qualified Charitable Distribution.  

QCDs allow high-net-worth individuals with IRAs (Individual Retirement Accounts) who don’t need their RMDs (required minimum distributions) to avoid taxable income on their RMDs by donating their RMDs to charity.  The maximum QCD for 2025 is $108,000.  

Non-profits: If you represent a non-profit, attend to learn how to help donors take advantage of QCDs.  High-Net-Worth Individuals: If you have an IRA in RMD stage (age 73 for IRA owners) and you’d love to give your RMD to charity while avoiding taxes on the RMD, learn how to do a QCD.  Note that if you are not in RMD stage but over 70-1/2, you qualify for QCDs as well; however, the QCD is not driven by an RMD. Note further that inheritors of IRAs are in RMD stage at younger ages; however, they must be age 70-1/2 or older to take advantage of QCDs. 

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For Charities: Creating a QCD Action Plan

This Round Table discussion we will explore how to create an action plan for your organization to launch a QCD fund-raising effort. First comes research. Come prepared to brain-storm about how to identify IRA owners who you may want to engage in discussions about QCDs. Next comes an action plan. We'll create an educational template to use to inform potential donors about QCDs, along with a customizable action plan that you can tailor to your particular situation. 

QCDs are two-way tools. High-net-worth individuals can avoid getting taxed on an RMD by donating the RMD to their favorite charity. And, non-profits can benefit by organizing educational campaigns to help high-net-worth donors take advantage of QCDs.

SPACE IS LIMITED. REGISTRATION REQUIDED NO WALK-INS.

PLEASE REGISTER BY EMAILING INFO@JACKSONGRANT.US 

For Donors: Big RMD? How to Give it to Charity and Skip the Tax Bill

QCDs allow high-net-worth individuals with IRAs (Individual Retirement Accounts) who don’t need all or part of their RMDs (required minimum distributions) to avoid taxable income on their RMDs by donating their RMDs to charity. The maximum QCD for 2025 is $108,000 per person.

If you have an IRA in RMD stage (age 73 for IRA owners) and you’d love to give your RMD to charity while avoiding taxes on the RMD, learn how to do a QCD. Note that if you are not in RMD stage but over 70-1/2, you qualify for QCDs as well; the QCD is not driven by an RMD. Note further that inheritors of IRAs are in RMD stage at younger ages; however, they must be age 70-1/2 or older to take advantage of QCDs.

SPACE IS LIMITED. REGISTRATION REQUIDED NO WALK-INS.

PLEASE REGISTER BY EMAILING INFO@JACKSONGRANT.US