Upcoming Events

Financial Foundations Series: Session 3: Investment Strategies

Starting your financial journey as a young professional can feel overwhelming, but making informed decisions early on can lead to long-term success. This four-part series will provide practical guidance on budgeting, investing, and essential financial planning topics to help you navigate your future with confidence.

Session 3: Investment Strategies

Asset allocation
Risk tolerance
Diversification
Long-term VS short-term investing
How to align investments with your financial goals
Navigate market fluctuations with confidence

Financial Foundations Series: Session 4: Taxes & Estate Planning

Session 4: Taxes and Estate Planning

Basic tax strategies for young professionals
Brief introduction to estate planning essentials

This session will break down how to evaluate employer-provided health insurance plans and select the best option for your needs. Additionally, we’ll cover key considerations for first-time homebuyers, basic tax strategies for young professionals, and a brief introduction to estate planning essentials, including wills and beneficiaries.

Charities and IRAs: Know Your QCDs (Qualified Charitable Distributions)

What do charities have to do with IRAs? The unlikely connection is called a QCD which stands for a Qualified Charitable Distribution.

QCDs allow high-net-worth individuals with IRAs (Individual Retirement Accounts) who don’t need their RMDs (required minimum distributions) to avoid taxable income on their RMDs by donating their RMDs to charity. The maximum QCD for 2025 is $108,000.

Non-profits: If you represent a non-profit, attend to learn how to help donors take advantage of QCDs. High-Net-Worth Individuals: If you have an IRA in RMD stage (age 73 for IRA owners) and you’d love to give your RMD to charity while avoiding taxes on the RMD, learn how to do a QCD. Note that if you are not in RMD stage but over 70-1/2, you qualify for QCDs as well; however, the QCD is not driven by an RMD. Note further that inheritors of IRAs are in RMD stage at younger ages; however, they must be age 70-1/2 or older to take advantage of QCDs.