Under Age 35? A Special Message for You
Column distributed by Hearst Connecticut Media Group.
Links to resources referenced:
- FINRA Investor Education Foundation: Investors in the United States
- https://www.finrafoundation.org/sites/finrafoundation/files/2025-11/NFCS_Investor_Survey_Report_White_Paper.pdf
- Related column excerpt:
- “As reported by the FINRA Investor Education Foundation study we discussed last week, 64% of those surveyed in this age group said they would opt for an investment promised a guaranteed, risk-free 25% annual return -- a phrase that raises red flags with experts. What about seniors? Would they be attracted to such an investment? ‘No’ or ‘don’t know’ for most of the 55 and older cohort, but ‘yes’ for roughly one out of three.”
- Related column excerpt:
- https://www.finrafoundation.org/sites/finrafoundation/files/2025-11/NFCS_Investor_Survey_Report_White_Paper.pdf
- AOL: “Why Millennials and Gen Z Are Skipping Stocks and Investing in Startups”
- https://www.aol.com/finance/why-millennials-gen-z-skipping-204512225.html
- Related column excerpt:
- “Some suggest there may be historical issues that influence younger investors: ‘Younger investors didn’t grow up in the booming 1990s. Instead, their formative years were shaped by the 2008 financial crisis, the burden of student loans, and the turbulence of the pandemic. Trust in Wall Street has taken a hit -- and so has belief in the idea that you can build real wealth by just throwing money into the S&P 500 and waiting,’ citing the AOL article ‘Why Millennials and Gen Z Are Skipping Stocks and Investing in Startups.’”
- Related column excerpt:
- https://www.aol.com/finance/why-millennials-gen-z-skipping-204512225.html
- Bank of America: “BofA Private Bank Study of Wealthy Americans Finds Generational Divide in Investing, Giving and Preserving Wealth”
- https://newsroom.bankofamerica.com/content/newsroom/press-releases/2024/06/bofa-private-bank-study-of-wealthy-americans-finds-generational-.html
- Related column excerpt:
- “Some may believe that ‘it is no longer possible to achieve above average investment returns by investing solely in traditional stocks and bonds’ (72% of high-net-worth younger investors -- ages 21-43 -- compared to 28% of investors 44 and older surveyed in the 2024 Bank of America Private Bank Study of Wealthy Americans).”
- Related column excerpt:
- https://newsroom.bankofamerica.com/content/newsroom/press-releases/2024/06/bofa-private-bank-study-of-wealthy-americans-finds-generational-.html